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Built to support small business

SBA Loans

Good terms. Great rates. Meet accessible, growth-friendly financing ready to flex for whatever you need next.

What are SBA loans?

A SBA Loan is a business loan guaranteed by the Small Business Administration (SBA). While these loans are issued by banks, private institutions or local firms, they are guaranteed or insured by the SBA to reduce risk on lenders and make them more available to you.

Is an SBA Loan right for me?

More accessibility
Guaranteed by the SBA and often available for small businesses that don’t qualify for typical bank loans.

Small-business friendly
One of lowest-cost loans on the market with favorable rates and longer payback terms.

What can an SBA Loan be used for?
These flexible loans can be used to expansion, construction costs, refinancing or purchases including land, equipment, supplies — even existing businesses.
Would I qualify for an SBA Loan?

Flexible funds
Expand, refinance or make purchases including land, equipment, supplies — even existing businesses.

This type of loan comes with different requirements for credit, cash flow and documentation but 1West is here to help; see below for specific details.
What types of businesses typically apply for SBA loans?
SBA loans are beneficial for both younger, growing businesses and established companies looking to maintain momentum.

Cultivates credit
Build and improve your FICO score for more future lending options with better terms.

While SBA loans can be paperwork intensive, 1West experts specialize in streamlining your filing for faster processing and approval. SBA loans are one of the lowest-cost financial options on the market and are often available for small businesses that don’t qualify for normal bank loans. They can help build and improve your credit and provide you with a better access to funding in the future.

Advantages

What you’ll need to apply

Minimum qualifications

Let’s get down to small business.

There’s the 1West way to get smart financing fast, and there’s everything else. We believe in your small business, and we believe in our approach. No nonsense. No surprises. Just expert guidance from start to finish.

Join our SME community

“As a growing company, we need financing to maintain cash flow in order to cover a variety of business expenses. We are very grateful to 1West for providing short-term financing solution to us when we need it the most, helping us to improve our cash flow and grow our business further.”
George Maciel
Local café owner